Thursday, September 19, 2013

Open House in Los Alisos - Sat Sept 21 - 1pm-4pm

Open House in Los Alisos - Sat Sept 21 - 1pm-4pm

5747 E DUSTY COYOTE CIR Scottsdale, AZ 85266

This meticulously maintained one-level 4 bedroom home + converted den/office [former 5th bedroom] is nestled in proximity of the Boulders area within the mountain foothills. A prize in Arizona's magical Cave Creek area & spectacular mountain views. This wonderful split-plan home features large open concept kitchen to an entertainer's delight, large amount of kitchen cabinets, breakfast bar, very large kitchen island, granite countertops, gas cooktop & oven, large walk-in pantry, brightness from tall windows, canned lights, & butler's/wet bar area. Other features include a surround sound throughout the home, tall and coffered ceilings, gas fireplace in the LR, a guest suite area w/full bath, a large master bed suite w/sitting area & patio door access to backyard... his/hers walk-in closets, large shower area in master bath, his/hers vanities, a private water closet, a very large and bright shower area, and a Jacuzzi tub. The extended large yard is about privacy and views. It also features an extended patio, a view fence into the wash, a BBQ island connected to natural gas and a large custom-built hidden from view storage shed. The property adjoins a discreet walking trail through the desert surroundings. 

This smaller gated community is pristine in every which way. An impeccable professionally landscaped Arizona desert setting community. It is located within minutes from the famous Cave Creek main street, the Boulders, El Pegredal, world-class golf courses and some great retail including groceries, hip restaurants, and unique boulder mountain views in an amazing unequalled Arizona desert setting.

An impeccable home in a great community in an unparalleled Arizona setting and lifestyle.

See you at the open house!

Richard Bazinet - Realty ONE Group- Phoenix Scottsdale Real Estate

Monday, September 16, 2013

5 Ways Getting A Loan And Buying A House is Becoming Easier

5 Ways Getting A Loan And Buying A House is Becoming Easier

1. Some lenders are easing payment and credit score requirements.
Now you can easily buy a house with 5%, 3.5% and 3% down, so having a very modest sown payment and lower than stellar credit score won't hold you back.

2. Piggyback loans are coming back. That's right, those loans with two mortgages at the same time. We also call hem the 80/20 loans so a borrower could avoid paying the private mortgage insurance. These piggyback loans can help you avoid higher interest rates on jumbo mortgages.

3. Stated income loans are back.  These don't require tax returns to prove income, although they are a bit tougher than before. These loans are so important to the self-employed and small business owners.

4. Interest-only loans are coming back as well. They are in limited supply, but they are making a comeback.

5. Rising rates and a stabilized market. Rising rates may create more competition between the lenders. And the market sees price increases in many areas, and some others where prices have stabilized and lesser competition as inventory is also stable. A great scenario... for now. it won't stay this way, so now is the time to buy.

Are you ready? Feel free to call me.

Richard Bazinet - Realty ONE Group - Phoenix Scottsdale Real Estate

5 Ways Getting A Loan And Buying A House is Becoming Easier