Monday, December 31, 2012

Here's How To Search For All Scottsdale Homes For Sale

Here's How To Search For All Scottsdale Homes For Sale

Phoenix Area homes for sale as well, and rentals as well. Updated daily, this search tool gives you access to all the homes listed on the MLS system, FREE. You can use the simple version or the more advanced version for specific features. Once you have found what you like or want, you can also obtain all the details about each property including all the photos.

You can sort the results of your searches, and even refine your search until it is exactly what you are looking for. You can map the property, do a quick mortgage calculation, get a quick value estimation, information about the schools, the neighborhood, stores and restaurants, print a copy of the listing, AND even schedule a time and date to view the property by using the 'Contact' link at the top under the 'details' tab.

Go to and click on the "Click Here For MLS Property Search" logo. If you find one that you want to view, please call or email me.

All courtesy of Richard Bazinet, Realty ONE Group, Phoenix Scottsdale Real Estate.

Here's How To Search For All Scottsdale Homes For Sale.

Monday, December 10, 2012

NOW Available for January - Vacation Condo Rental in Scottsdale Arizona at Scottsdale Bay Club

Richard Bazinet PLLC, MBA, CRS, ABR | Realty ONE Group | (602) 300-7007
10080 E Mountain View Lake Dr Unit 258, Scottsdale, AZ
NOW Available for January - Vacation Condo Rental in Scottsdale Arizona at Scottsdale Bay Club
Furnished 2BR/2BA Vacation Condo
Bedrooms 2
Bathrooms 2 full, 0 partial
Sq Footage 1,152
Parking None


EXCEPTIONAL second-floor level 2 bedroom/ 2 bathroom split layout luxurious gated-community condo overlooking the water w/ outstanding mountain views. Completely remodeled from floor to ceiling by professional designer in soft contemporary finishes. Never been lived-in since the complete remodel, this condo comes features new furniture, brand new appliances, W/D, new flat-screen televisions with cable TV, wireless internet access, local phone, patio/deck, & a one-car garage. Enjoy the amenities of the two community pools, the tropical feel of this lake subdivision, the walking trails, large park, community center & walking-distance to superb discreet retail nearby (bank, groceries, pharmacy, restaurants, gas, gym, coffee shop, ect. It does not get any better for your winter/vacation stay.

see additional photos below

- Dining room - Living room - Master bath
- Pantry - Walk-in closet - Dishwasher
- Dryer - Garbage disposal - Microwave
- Refrigerator - Stainless steel appliances - Stove/Oven
- Washer - Balcony, Deck, or Patio - Swimming pool
- Air conditioning - Central A/C - Central heat
- Double pane windows - Cable-ready - High-speed internet
- Gated property - Covered parking - Guest parking
- Granite countertop - Spa - Tile floor


- Clubhouse - Dock - Fitness center
- Lake - Near transportation - Swimming pool
- Tennis court - Guest parking - Waterfront


Rental includes all utilities, cable T.V., and wireless internet, local phone, access to the pools & community center.

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Contact info:
Richard Bazinet PLLC, MBA, CRS, ABR
Realty ONE Group
(602) 300-7007

Posted: Dec 10, 2012, 2:06pm PST

3 Ways To A Down Payment If You Don't have One

3 Ways To A Down Payment If You Don't have One...

Are you short a down payment for your home purchase in Phoenix Scottsdale? And Phoenix Scottsdale real estate values are on the increase and you don't want to miss on the large capital appreciation that is currently taking place?

Or you want to keep up with your friends and relatives? Well, don't give up... just yet. Here are 3 approaches  that could get you quickly into your new home.

1. Gifting. Did you know that gifting from a loved one as a down payment is allowed in your next home purchase? Gifting is allowed for purchasing a primary residence or second home – all loan programs allow gifts towards down payment and closing costs with slightly different rules.

Who’s an acceptable donor? A gift can be a relative – a spouse, child or any other individual related to the individual by blood, marriage or legal guardianship. If the gift comes from a relative or domestic partner, fiancĂ© or fiancĂ©e, who has lived with the borrower for at least 12 months, these funds may be used to satisfy the minimum borrower contribution. So documentation is very important and the transfer of gifts funds can be a major stumbling block if not done correctly.

2. Cash value out of your insurance policy. For example, you can take out cash form your Universal Life Insurance policy with an Option B plan without affecting the initial amount of the life insurance amount. For example, a $200,000 Life Policy with $20,000 cash value for  $220,000 of total of life insurance. Taking out a policy loan for $15,000 which would reduce your life insurance to $205,000 and would give you the money needed for the down payment. You don't have to pay it back, but this small amount may be taxable but a low amount on the total income.

3. Seller closing costs. In a real estate transaction, you can write in the contract for seller closing costs up to 6% credited to you the buyer depending on your lender financing your purchase. Usually, this can be easily negotiated with the seller.

So if you need assistance on any of those 3 Ways To A Down Payment If You Don't have One in your next home purchase in Phoenix Scottsdale, it is probably best that you call me before your next home purchase so that we can plan this out the right way right from the beginning.

Richard Bazinet, Realty ONE Group, Phoenix Scottsdale Real Estate.

Monday, December 3, 2012

10 Ways For A Healthy, Wealthy, and Happy Living in Arizona

Actually, you'll get much more than 10 tips for a healthy, wealthy and happy living in Arizona by subscribing to my free monthly newsletter - deliverable by postal mail or by email.

If you ask me, the postal mail version is likely much more preferable because it is easier to read, you don't have to read it all at once, and you can refer to it as needed.

Written in an easy reading format, inside each issue, you'll find tips, suggestions and ideas about money matters, your health, financial strategies, fun things to do, unique life ideas, consumer tips, new words, quotes to live by, brain teasersreal estate matters and suggestions, trivia, free consumer reports, resources and references.... And many more other subjects of interest.

You can subscribe to my free monthly newsletter here at

Richard Bazinet - Phoenix Scottsdale Real Estate - Realty One Group